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By providing some kind of security you can get a lower APR.
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If a lender offers you terms less favorable (for example, a higher rate) than the terms offered to consumers with better credit histories based on the information in your credit report, the lender may give you a notice with information about the credit bureau that provided the credit report used to make the decision.
A goes for nine months and are allowed another, six-month grace period after most periods of deferment.
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September 17, 2017 at 1:51 AM
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