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The definition that the Bureau considered would have defined a new loan as a consumer-purpose loan made to a consumer that (a) is made to a consumer who is not indebted on an outstanding loan, replaces an outstanding loan, or (c) modifies an outstanding loan, except when a repayment plan, or “off-ramp” extends the term of the loan and imposes no additional fees.
Payday borrowers seeking a two-week loan are often kept in debt an average of 199 days or roughly 55% of the year.
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The Bureau seeks comment on this proposed electronic short notice, including whether additional information should be excluded from the truncated notice, 1000 payday loan in 61866.
Eligibility for a student loan is determined by the Office of Student Financial Aid.
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