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Vocational qualifications including technical and professional qualifications at Levels 3, 4, 5 and 6
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the accumulation of money should cost something so it cannot be speculatively hoarded), and the reform of seigneurage become seen as flip sides of the same thing.
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Some of our critics have proposed capping interest rates for Payday Loans or a Cash Advance, but to do so would greatly impede our ability to operate.
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Nor did they request a carve-out, which could have allowed them to remain investors with JLL but not exposed to ACE.
The underwriting requirements under the ATR approach and the restrictions on certain reborrowing under both the ATR approach and Alternative approach would impact lenders' loan volume in a way that the Bureau believes would likely be more substantial to their operations than the cost of implementing the procedural requirements discussed above.
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